Legal

Privacy Policy & Terms of Use

DijiCalc Mobile Application by Dijit

Effective Date: March 9, 2026 · Last Updated: March 9, 2026

1 Introduction

DijiCalc ("the App") is a free mobile financial calculator application developed and operated by Dijit ("we," "our," or "us"). The App is available on the Apple App Store and Google Play Store. This Privacy Policy explains how information is collected, used, and disclosed when you use the App. By downloading or using DijiCalc, you agree to the terms outlined in this document.

2 Information We Collect

DijiCalc does not directly collect, store, or transmit any personal data. All financial calculations are performed locally on your device. We do not require account registration, and we do not access your contacts, location, camera, or microphone.

However, the App integrates third-party advertising services that may collect certain data as described in Section 3 below.

3 Third-Party Advertising (Google AdMob)

DijiCalc uses Google AdMob to display third-party advertisements within the App. Google AdMob is an advertising service provided by Google LLC.

AdMob and its advertising partners may automatically collect the following types of information to serve personalized or contextual advertisements:

  • Device Identifiers -- Including Advertising ID (IDFA on iOS, GAID on Android), device model, operating system version, and unique device identifiers.
  • Usage Data -- Including app interaction data, session duration, screen views, and crash reports used for ad optimization and analytics.
  • IP Address -- Your IP address may be collected by ad networks to determine approximate geographic location for regional ad targeting.

This data is collected and processed by Google in accordance with Google's Privacy Policy. You may opt out of personalized advertising by adjusting your device settings:

  • iOS: Settings > Privacy & Security > Tracking
  • Android: Settings > Google > Ads > Opt out of Ads Personalization

4 How We Use Information

We do not use or have access to the data collected by AdMob. Google uses the collected information to serve relevant advertisements, measure ad performance, and improve their advertising services. We receive only aggregated, anonymized reporting from AdMob (such as total ad impressions and estimated revenue).

5 Data Sharing

We do not sell, trade, or rent your personal information. The only data sharing that occurs is through the AdMob SDK as described above, which transmits data directly from your device to Google's advertising infrastructure. We do not have access to or control over this data once transmitted.

6 Children's Privacy

DijiCalc is not directed at children under the age of 13. We do not knowingly collect personal information from children. The App is intended for general audiences interested in financial planning tools. If you believe a child has provided personal information through the advertising services, please contact us so we can take appropriate action.

7 Data Security

Since all calculator data remains on your device and is never transmitted to our servers, your financial inputs and results are inherently private. We rely on Google's security practices for the protection of any data collected through AdMob.


Terms of Use

8 Disclaimer of Financial Advice

Important: DijiCalc is an estimation tool and does not constitute financial advice.

All calculations provided by DijiCalc are estimates only and are intended for informational and educational purposes. The results produced by this App:

  • Are not legally binding financial offers, quotes, or commitments.
  • Do not account for all fees, taxes, insurance, or individual lender terms.
  • Should not be used as the sole basis for any financial decision.

Always consult with a qualified financial advisor, loan officer, or lending institution before making financial commitments. Actual loan terms, rates, and payments will vary based on your creditworthiness, lender policies, and market conditions.

9 Limitation of Liability

To the fullest extent permitted by applicable law, Dijit and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of DijiCalc, including but not limited to financial losses resulting from reliance on the App's calculations. The App is provided "as is" without warranties of any kind, either express or implied.

10 Changes to This Policy

We may update this Privacy Policy and Terms of Use from time to time. Changes will be reflected by updating the "Last Updated" date at the top of this page. Continued use of the App after changes constitutes acceptance of the revised terms. We encourage you to review this page periodically.

11 Contact Us

If you have questions about this Privacy Policy or the App's data practices, please contact us:

Dijit

contact@mydijit.com

Madison, WI